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Thursday, January 26, 2012

Dapatkan set PB with your own budget

Assalamualaikum

Ramai yg PM my FB tanya pasal harga..
ada yg nak tau ape rebate price, ape cash installment, ade yg nak beli PB tapi harga mahal, cemane?

ok same with me mase mule2 nak beli dulu..
memang mahal..hubby pon bising bile bgtau harga korset PB nie..
our last option is beli PB BILE ade BETOL2 testimonials yang hubby nampak kesan depan mata oleh org yang HUBBY KENAL, which is my own cousin, baru die izinkan beli, walaupon tau this product mahal..(yang nie nanti I share with you tentang my cousin's experienced wearing PB)

ok..Harga retail PB adalah mcm jadual dkt bawah nie..
SIZE
HARGA
Kecil
RM2,400
Besar
RM2,600


 Alamak mahalnye? cemane nak beli PB?

ihihihi korang jgn risau..I pon tak beli segedebuk bayar full cash..ada beberapa pilihan pembayaran yang korang boleh pilih, ikut kesesuaian budget masing2..jangan risau..PB skang nie adalah produk mampu milik tau..
semua wanita kat luar sana mesti ade satu..utk jaga kesihatan dan kecantikan kita..

Bukan untuk org lain, jaga kecantikan dan kesihatan kita untuk suami dan anak2..tue yang penting..So refer table dkt bawah nie supaya lebih paham..

METHOD
BAYARAN
PERIOD
HARGA*
REBATE **
PRO/CONS
Full cash
PENUH

RM2,000 (K)
RM2,200 (B)
RM225 per set
RM1,000 =3 set
Eligible for rebate BUTneed to pay full sum upfront. HIGH cashflow.

TOTAL PB COST =RM1,775 (K) RM1,975 (B)
Credit Card
PENUH

RM2,000 (K)
RM2,200 (B)
RM225 per set
RM1,000 =3 set
Eligible for rebate andEASYPAY/INSTALMENToption usually available from the bankHOWEVER,
bank
may impose some interest e.g
CIMB (3% one-time charge =RM60 for 10 months instalment)

So in the first month u par RM200+60, then subsequent month RM200 only. But in 1stmonth, offsetting the RM225 rebate, effectively u only pay RM35

TOTAL PB cost = RM1,835 (K), RM2,035 (B)

*** please check with your respective credit card provider on the interest imposed.
Cash instalment
ANSURAN
1-6 Bulan
RM2,000 (K)
RM2,200 (B)
No rebate
More applicable to those without credit card/ can’t apply RHB easy


7-12 bulan
RM2,400 (K)
RM2,600 (B)
No rebate
More applicable to those without credit card/ can’t apply RHB easy
RHB Easy Loan
PENUH

RM2,000 (K)
RM2,200 (B)
RM225 per set
RM1,000 =3 set
Eligible for rebate loanMAY/MAY NOT be approved, and there isINTEREST charged by bank.

Refer notes **** below.

NOTES:
* harga untuk pilihan bayaran PENUH, I akan jual dengan harga pengedar , i.e harga yang I beli terus dari stokis. Rationalnya, takde risk/exposure untuk I, sebab uols bayar lump sum kan, and sebagai benefit orang yang bayar lump sum, I tak ambil untung runcit.


Same thing for the people yang ambil instalment kurang 6 bulan; I still charge harga distributor, sbb less risk untuk I.

Cuma those yang ambil instalment panjang, I kena charge harga retail, sebab, cash instalment ni means that kitorang as distributor dahulukan our money to buy u the set..so uols kire bayar direct to the dealer ye. Hai-O takde buat cash instalment mcm ni…so that’s why PB sets untuk cash instalment ni limited sikit..

** Rebate will be banked in on the 10th of the following month i.e let’s say uols beli dgn I esok 27/1/2012 , so I akan charge RM2,000/2,200 in cash/credit card to you first. U will get the rebate on 10/2/2011
As this is not a discount, so rebate tu hanya akan dapat selepas sales tu dah finalise ;)

**** RHB EASY procedures
RHB Easy nie adalah from RHB. Easy-Pinjaman Ekspres - Personal Financing

Require access to funds urgently? Wait no longer. Bring along your MyKad and head to the nearest Easy branch to apply for a personal loan and obtain instant approvals and loan disbursement. Unique features:
* No documentation required
* On-the-spot approval and disbursement in less than 10 minutes
* Flexible Personal Financing amounts from RM2,000 to RM50,000
* Low monthly installment amount from less than RM60 per month
* Flexible loan repayment tenure of up to 5 years (60 months)



Biasa lah, untuk loan, memang ada interest charged by bank – and lebih tinggi semakin lama period uols ambil. TAPI, untuk mereka yang nak pakai PB tapi risau pasal cashflow, option nilaa yang paling murah instalmentnya, paling rendah RM58 sebulan.
Let’s say uols ambil 12 bulan instalment kan , total instalment paid :RM189 X 12 = RM2,268 – RM225 (rebate)
TOTAL PB cost =RM2,043(K) RM2,243(B)
Still OK, not bad jugak, sbb still murah dari harga retail PB RM2400 (K) RM2,600 (B)

Hopefully uols clear sikitlaa dengan clarification I dalam entry kali ni kan…sebab tu I cakap, Kitorang boleh arrange the harga based on your financial capabilities.
Barang baik, memang mahal sikit, BUT you will not regret this one time worthy investment..

So, book your set now, sebelum promo utk rebate off..dapat jimat skit..even I pon beli bayar ansur2, dan hasilnya, I memang satisfied sgt dgn produk nie..hubby pon tenang hati bile mende mahal yang die laburkan memang beri hasil positif terhadap kesihatan dan juga kecantikan isteri die..ihihihih..

Email me for appointment/nak tanye pape k? jangan malu2..

lola_kynai@yahoo.com
FB : Syiekin Azam
012- 6891643

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